Symmetric verification of web sites and client devicesDate:2021-09-17
Fingerprint liveness detection using local quality features
A system and method for initiating and fulfilling customer-initiated, clerk-assisted, financial services such as check cashing, payday loans, money transfers, and bill payments. The system may include: an input device, a device for reading check MICR information, a storage device, an electronic processor with rules for approving or declining transactions, an Automated Teller Machine (ATM), and an ATM switch. Customers initiate the financial transactions using the input device or an ATM, clerks authenticate the customer and/or the transaction with the input device, the electronic processor approves or declines the transactions, and the transactions are fulfilled by a clerk or an ATM.
The article focuses on the findings by financial services firm United Services Automobile Association (USAA) that seniors have been using its biometric authentication for its mobile banking application (app). Topics covered include the makeup of users of the service, the benefits of biometric authentication could to older individuals and military service members, and customer feedback the company receives regarding the service.
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