Liveness detection methodDate:2021-09-17
Banking Biometrics: What's Available
A Biometric system recognizes an individual by measuring or analyzing his physical or behavioral body traits. In recent times, Facial recognition is one of the most commonly used biometric technology and is rapidly integrated in various applications such as security login or access to the buildings or surveillance etc. Facial recognition is also user friendly and cost effective solution than other technologies. Beside this, Face recognition system is also prone to the spoofing attacks such as placing photographs,playing video clips in front of camera and dummy faces.In order to guard the system against such spoofing attacks,liveness detection can be integrated into the system. Liveness detection in face recognition tests whether the face presented to the system is real face or a fake face.This paper presents the state-of-the-art of various liveness detection techniques in the area of face recognition technology along with their strengths and limitations.
The use of biometric technology is one of the newest solutions in the Polish banking sector, but all over the world financial institutions have been utilizing biometrics at ATMs and for online banking for many years. In Poland several banks are currently working on the implementation of biometric technologies. These activities are supported by the Polish Bank Association together with its Biometrics Group. In Poland, the cooperative banks are the first one and most advanced in this respect with part of its ATMs equipped with this technology. The aim of this article is to present biometric solutions, on one hand, as safe and effective solutions applied in the management of ATM, bank branch and internet transactions, and, on the other hand, as a challenge facing banks which requires organizational preparation and society's belief in the new technology.
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