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DIGITAL TRANSFORMATION OF GLOBAL BANKING: CHALLENGES AND PROSPECTS

Date:2021-09-17

political exposure meaning

Author:kyb verification    fraudulent identity

Keywords:kyc controls,    types of identity fraud,    identity theft cases,    kyc problem,    third party age verification,  kyc programs

Description:

Financial transactions with a varying pin
Focuses on biometrics, the science of identifying a person by unique body features. Use of biometrics as a method of identification and authentication; Increase in popularity of biometric security in financial community. INSET: Fingerprint First, Funds Second.
We present a new type of local image descriptor which yields binary patterns from small image patches. For the application to fingerprint liveness detection, we achieve rotation invariant image patches by taking the fingerprint segmentation and orientation field into account. We compute the discrete cosine transform (DCT) for these rotation invariant patches and attain binary patterns by comparing pairs of two DCT coefficients. These patterns are summarized into one or more histograms per image. Each histogram comprises the relative frequencies of pattern occurrences. Multiple histograms are concatenated and the resulting feature vector is used for image classification. We name this novel type of descriptor convolution comparison pattern (CCP). Experimental results show the usefulness of the proposed CCP descriptor for fingerprint liveness detection. CCP outperforms other local image descriptors such as LBP, LPQ and WLD on the LivDet 2013 benchmark. The CCP descriptor is a general type of local image descriptor which we expect to prove useful in areas beyond fingerprint liveness detection such as biological and medical image processing, texture recognition, face recognition and iris recognition, liveness detection for face and iris images, and machine vision for surface inspection and material classification.

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