[09-17]need of kyc-id verification system

Liveness Detection via Facial Expressions Queue

Date:2021-09-17

pep political

Author:biometrics and privacy    kyc means in banking

Keywords:aml policy statement,    verify documents online,    cdd method in kyc procedure,    customer due diligence checklist,    jumio id,  cox identity verification

Description:

Access Control in Smart Homes by Android-Based Liveness Detection
Fingerprint liveness detection methods have been developed as an attempt to overcome the vulnerability of fingerprint biometric systems to spoofing attacks. Traditional approaches have been quite optimistic about the behavior of the intruder assuming the use of a previously known material. This assumption has led to the use of supervised techniques to estimate the performance of the methods, using both live and spoof samples to train the predictive models and evaluate each type of fake samples individually. Additionally, the background was often included in the sample representation, completely distorting the decision process. Therefore, we propose that an automatic segmentation step should be performed to isolate the fingerprint from the background and truly decide on the liveness of the fingerprint and not on the characteristics of the background. Also, we argue that one cannot aim to model the fake samples completely since the material used by the intruder is unknown beforehand. We approach the design by modeling the distribution of the live samples and predicting as fake the samples very unlikely according to that model. Our experiments compare the performance of the supervised approaches with the semi-supervised ones that rely solely on the live samples. The results obtained differ from the ones obtained by the more standard approaches which reinforces our conviction that the results in the literature are misleadingly estimating the true vulnerability of the biometric system.
A method and system for authenticating financial transactions is disclosed wherein biometric data is acquired from a person and the probability of liveness of the person and probability of a match between the person or token and known biometric or token information are calculated, preferably according to a formula D=P(p)*(K+P(m)), wherein K is a number between 0.1 and 100, and authenticating if the value of D exceeds a predetermined value.

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